Personal Savings

Putting money aside for the future is one of the most important parts of any sound financial plan. Whether you're getting your first account, setting money aside for a special purpose, or looking forward to retiring soon, we have the right account for you.

DescriptionsStandard SavingsTiered Money Market
Minimum Opening Deposit $20 $1000
Minimum Balance $0 $1000
Monthly Service Charge $0 $7.50/month if balance falls below $1000
Fees $2 Dormant Account Fee $2 Dormant Account Fee
$29 Overdraft Fee
$29 Return Check Fee
ATM Card Yes, upon opening Yes, upon opening
Debit Card No Yes, after 90 days
Special Benefits Interest credited and compounded quarterly Interest credited and compounded monthly. Ability to write checks on account.
  • $20.00 Initial deposit
  • Interest compounded quarterly (see our current rate sheet, rates are subject to change)
  • No minimum balance required
  • Unlimited ATM / over the counter withdrawals
  • No more than (6) six telephone transfers internetbanking transfers or automated transfer systems, drafts, ACH debits allowed per month
  • Unlimited ATM / over the counter withdrawals.
  • ATM card available
  • Free Internet banking
  • $10,000.00 Opening deposit
  • $1,000.00 Minimum balance
    Balances below $1,000.00—will incur a $10.00 monthly service charge
  • Balances below $10,000.00 will not earn interest
  • Free internet banking
  • Interest compounded quarterly see current rate sheet (rates subject to change with out notice)
  • Rate subject to change
  • No more than (6) six telephone transfers, internet banking transfers or automated transfer systems and drafts per calendar month or statement cycle of at least four weeks.
  • $5.00 Initial deposit
  • Interest compounded quarterly see our current rate sheet (rates are subject to change)
  • Kids ages 0 - 12 are eligible
  • No minimum balance required
  • Kids Club starter kit provided
  • Earn kid bucks to redeem for prizes (1 kid buck for every $5.00 deposited)
  • Kids Club parties—crafts, games, prizes, snacks etc.
  • Also, member earn a sticker of choice for every deposit made
  • $1,000.00 Initial deposit
  • Tier 1, for balances between $1,000.00 -$24,999.00
    Tier 2, for balances $25,000.00 or more
  • Minimum balance of $1,000.00 required must be maintained to avoid $7.50 monthly service charge
  • Interest compounded monthly
  • No more than six (6) preauthorized transfers, checks, drafts, debit card transactions, internet-based transactions or similar order made to third parties per month
  • ATM card / debit card available
  • Unlimited ATM / over the counter withdrawalsFree internet banking and bill pay
  • Free checks (available from our free checks selection)
  • *See our current rate sheet (rates are subject to change)
  • $1000.00 Initial deposit required
  • Must be 50 years of age or older
  • $5.00 monthly service fee
  • No minimum balance required
  • Two (2) free stop payments per year
  • Free checks (available from our free checks selection)
  • Free small safety deposit box, or a $15.00 credit toward a larger box
  • No fee for Traveler’s Cheques, cashiers checks, photocopies or faxes
  • Group rates offered on bank sponsored trips
  • Optional accounts offered: Silver Statesman NOW, and Silver Statesman Money Market
  • ATM card / debit card available
  • Free internet banking and bill pay

You pay 49 payments WE pay the 50th*

Checks are issued by the end of October, just in time to begin your Christmas shopping!

You Deposit: Weekly

Weekly DepositChristmas Club Check will be
$1.00 $50.00
$2.00 $100.00
$3.00 $150.00
$5.00 $250.00
$10.00 $500.00
$20.00 $1,000.00

Open up one or as many as you need.

*See representative for terms & conditions.

You pay 49 payments WE pay the 50th*

Checks are issued by the end of April

You Deposit: Weekly

Weekly DepositVacation Club Check will be
$5.00 $250.00
$10.00 $500.00
$20.00 $1,000.00

*See representative for terms & conditions.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license, social security card, voter registration card, a recently paid bill, or other identifying documents; a total of two forms of ID are requested.