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Personal Banking Checking Savings Eagles Nest Savings CDs Silver Statesman Kid's Club Vacation and Christmas Clubs
Deposit Rates

Personal Savings

Putting money aside for the future is one of the most important parts of any sound financial plan. Whether you're getting your first account, setting money aside for a special purpose, or looking forward to retiring soon, we have the right account for you.

 Standard SavingsTiered Money Market
Minimum Opening Deposit $20 $1000
Minimum Balance $0 $1000
Monthly Service Charge $0 $7.50/month if balance falls below $1000
Fees $2 Dormant Account Fee $2 Dormant Account Fee
$29 Overdraft Fee
$29 Return Check Fee
ATM Card Yes, upon opening Yes, upon opening
Debit Card No Yes, after 90 days
Special Benefits Interest credited and
componded quarterly.
Interest credited and compounded monthly.
Ability to write checks on account.

Standard Savings

  • $20.00 Initial deposit
  • Interest compounded quarterly (see our current rate sheet, rates are subject to change)
  • No minimum balance required
  • Unlimited ATM / over the counter withdrawals
  • No more than (6) six telephone transfers internetbanking transfers or automated transfer systems, drafts, ACH debits allowed per month
  • Unlimited ATM / over the counter withdrawals.
  • ATM card available
  • Free Internet banking

Eagles Nest Savings

Our Eagles Nest Savings account is high yeild Savings account. Click here for more details.

Kids Club Savings

  • $5.00 Initial deposit
  • Interest compounded quarterly see our current rate sheet (rates are subject to change)
  • Kids ages 0 - 12 are eligible
  • No minimum balance required
  • Kids Club starter kit provided
  • Earn kid bucks to redeem for prizes (1 kid buck for every $5.00 deposited)
  • Kids Club parties—crafts, games, prizes, snacks etc.
  • Also, member earn a sticker of choice for every deposit made

Tiered Money Market

  • $1,000.00 Initial deposit
  • Tier 1, for balances between $1,000.00 -$24,999.00
    Tier 2, for balances $25,000.00 or more
  • Minimum balance of $1,000.00 required must be maintained to avoid $7.50 monthly service charge
  • Interest compounded monthly
  • No more than six (6) preauthorized transfers, checks, drafts, debit card transactions, internet-based transactions or similar order made to third parties per month
  •  ATM card / debit card available
  • Unlimited ATM / over the counter withdrawalsFree internet banking and bill pay
  • Free checks (available from our free checks selection)
  • *See our current rate sheet (rates are subject to change)

Silver Statesman

  • $1000.00 Initial deposit required
  • Must be 50 years of age or older
  • $5.00 monthly service fee
  • No minimum balance required
  • Two (2) free stop payments per year
  • Free checks (available from our free checks selection)
  • Free small safety deposit box, or a $15.00 credit toward a larger box
  • No fee for Traveler’s Cheques, cashiers checks, photocopies or faxes
  • Group rates offered on bank sponsored trips
  • Optional accounts offered: Silver Statesman NOW, and  Silver Statesman Money Market 
  • ATM card / debit card available
  • Free internet banking and bill pay

Christmas Club

You pay 49 payments WE pay the 50th

Checks are issued by the end of October, just in time to begin your Christmas shopping! 

You Deposit: Weekly

Christmas Club Check will be

Weekly  DepositChristmas Club Check will be
$1.00 $50.00
$2.00 $100.00
$3.00 $150.00
$5.00 $250.00
$10.00 $500.00
$20.00 $1,000.00

Open up one or as many as you need.

Vacation Club

You pay 49 payments WE pay the 50th

Checks are issued by the end of April

You Deposit: Weekly

Weekly DepositVacation Club Check will be
$5.00 $250.00
$10.00 $500.00
$20.00 $1,000.00


To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license social security card, voter registration card, a recently paid bill, or other identifying documents, a total of 2 forms of ID will be requested.

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Dixon Branch | PO Box 400 | 216 West 2nd Street | Dixon, MO 65459 | 573-759-2121 | 573-759-2332 FAX
St. Robert Branch | PO Box 1097 | 434 Hwy Y | St. Robert, MO 65584 | 573-336-7777 | 573-336-7444 FAX
Rolla Branch | PO Box 68 | 960 South Bishop Avenue | Rolla, MO 65401 | 573-364-3131 | 573-364-7178 FAX

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