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Mortgage Loans

Let us help put you in the house of your dreams...

We realize that buying a home is one of the most important decisions your family will ever make. Whether you are thinking about buying your first home, upgrading to a larger home, or refinancing, Mid America Bank & Trust Company has a loan to fit your individual needs. We want to get you into the home of your dreams and are here to help!

Questions to ask:
How much can I borrow?
How much is required for a down payment?
How will this affect my taxes?
How much will my payments be?
Which loan is best for me?
What will my closing costs be?
Can I reduce mortgage insurance?

  • Purchase
  • Getting a new home loan should be fast, worry free, and fun. At MABTC let our experienced loan officers help you get through the mortgage process. From application to closing, we will be with you.
  • Construction
  • When you are ready to build a new home, we have construction loans available that can qualify you for a one time closing that will take you from construction to permanent financing.
  • The one time closing is approved and completed before construction begins, therefore saving you time and money with one closing.
  • You will pay monthly interest during the construction, and after the home is built, your loan can be converted to permanent financing.
  • Refinance
  • Remodeling
  • If you are interested in remodeling an existing home or purchasing a home that needs to be remodeled, we are the Bank for you.
  • "Renovation & Repair Program" is a single-close loan for this purpose. Financing is available for refinance and the loan amount is based on the "at completion" value of the home.

Mortgage types we offer:

  • Adjustable rate
  • Fixed rate
    • VA
    • USDA
    • Conventional
    • 100% Financed Loans

How to apply:

  • In person with a loan officer
  • Apply online ...coming soon.

Flexible Options

  • Fast, Local decisions 
  • Lenders you trust
  • Easy to use online calculators
  • Fixed-Rate Mortgages
  • Adjustable-Rate Mortgages
  • Pre-approval gives you the opportunity to get the special home for you.
  • Mail in your application.

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Dixon Branch | PO Box 400 | 216 West 2nd Street | Dixon, MO 65459 | 573-759-2121 | 573-759-2332 FAX
St. Robert Branch | PO Box 1097 | 434 Hwy Y | St. Robert, MO 65584 | 573-336-7777 | 573-336-7444 FAX
Rolla Branch | PO Box 68 | 960 South Bishop Avenue | Rolla, MO 65401 | 573-364-3131 | 573-364-7178 FAX

Toll Free: 1-800-720-7178 | mabtc@midamericabanking.com

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