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Deposit Rates

Eagle's Nest Sa…	1.22%
Maximum Free Ch…	3.76%

As of Tuesday, July 05, 2011

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Mortgage Loans
Personal Loans
Personal Checking
Personal Savings

Maximum Free Checking

$20.00 Initial deposit required
Unlimited check writing
No minimum balance required
Free Checks (available from our free checks selection)
Free ATM/Debit Card
Free internet banking / bill pay
Refund ATM fees nationwide (up to $15.00 per month)
No monthly service charge
Ask us about our great rates on balances up to $25,000.00
1.00% APR/APY paid monthly on balances above $25,000.00
If you do not meet the requirements you receive 0.10% APY and ATM fees are not reimbursed
Rates are subject to change
* APY = Annual Percentage Yield
* APY Good as of 04/01/2009

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Toll Free: 1-800-720-7178 | mabtc@midamericabanking.com