Personal Checking

Not everyone uses checking accounts the same way. That is why you need a bank that has a variety of options to serve you. From free checking accounts to online banking accounts, we have one to meet your individual needs.

Mid America Bank & Trust Company offers several types of checking accounts so you can choose the one that best serves your lifestyle and financial needs. Select the checking account and the features you like - from a standard account with no minimum balance requirement to our Maximum Free Checking and interest-bearing accounts. Each offers free checks and other benefits. Read more about our accounts below. If you would like more information regarding new accounts, eligibility requirements, regulations or current interest rates, contact us or visit us in Dixon, St. Robert, and Rolla.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license, social security card, voter registration card, a recently paid bill, or other identifying documents;  a total of two forms of ID are requested.